Loans | Primera Microfinance Bank - Quick Loans , Fixed Deposits, Savings, Savings and Investments, SME Loans, Quick Loans In Lagos


At Primera MFBank, we offer fast and convenient loans at affordable rates to meet your personal and business needs

  • Payroll Loans

    We have a variety of affordable loan products specifically catered to the needs of public and private sector workers on a payroll


    We understand that small businesses are important to the development of our economy. That is why we offer affordable and quick loans to micro, small and medium scale businesses to grow your business.


    We are passionate about support to farmers and the development of the Agricultural sector. We provide Agric Value-Chain loans to farmers to help finance the growth of their farms and produce.


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Monthly Repayment Amount

Management fees are unique to each sector and are not inclusive in figures populated

Frequently Asked Questions

What are the requirements for a loan application?

You require a valid form of identification approved by the CBN (e.g. Driver’s License, National ID card, International Passport, etc.) OR your official ID Card (issued by your employers); Employment Letter; Pay slip OR Bank Statement and Passport photograph.

How much can I borrow?

You can borrow a little as ₦50,000 or as much as ₦20,000,000

What loan products do you offer?

We offer the following loan products: SME Asset Finance, Distributor Finance, LPO Finance for awarded contracts, Personal Loans (to private and public sector employees), Education Finance, and so much more.

What is the shortest loan tenor?

The shortest loan repayment tenor is three months.

How quickly can I get a loan?

Your loan request can be processed in as little as 6 hours, after receiving your application..

What is a credit report?

A credit report shows your credit history and provides information on your creditworthiness. It is independently prepared by approved Credit Bureaus

Do I need to present a collateral for a Loan application?

Not all Loan products require a collateral. Only SME and Micro-Credit Loans currently require a collateral to be processed.

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We are regulated by the Central Bank of Nigeria